# AquaFunded One, two and three-step challenges plus instant funding, with a separate futures arm. Source page: https://trust.chartnaut.com/firms/aquafunded Website: https://www.aquafunded.com Founded: — Based in: Dubai, United Arab Emirates Markets: Forex, Indices, Commodities, Crypto, Futures Platforms: MetaTrader 5, cTrader, Match-Trader, TradeLocker, Tradovate Payout methods: Crypto, Rise ## Overview AquaFunded is a Dubai-based firm selling evaluations on forex, indices, commodities and crypto, with a separate futures side on Tradovate. It has a lot of models, so it suits traders who like to pick their exact risk settings and are happy to read each model's page before buying. ### How the evaluation works - **Two Step Standard:** 8% then 5%, with a 5% daily and 8% overall loss limit on a static floor. Three trading days per phase, each with at least 0.5% profit. - **One Step Standard:** a single 9% target, 3% daily and 6% overall. The overall limit trails your highest balance or equity. - **Instant Funding Standard:** no target. 3% daily and 5% overall, and the overall floor moves up at each daily reset. - **Futures One Step:** a dollar target (6% on the 50k) with an end-of-day trailing drawdown and position caps per size. None of the evaluations has a time limit. There are Pro, Elite and Flex versions too, each with its own numbers. ### Rules worth knowing News trading is allowed, but profit made within five minutes of a high-impact release is capped at 0.5% of the starting balance per payout cycle. Weekends, EAs, hedging and copy trading between your own accounts are all fine. Instant accounts have a 15% consistency rule, and funded accounts lose part of their split if open losses ever reach 1% of the balance. You also can't use more than 80% of your margin on one position. ### Getting paid The standard split is 90%, with 100% sold as an add-on. Your first reward comes 14 days after your first funded trade, then every 14 days. Rewards go out by crypto or Rise, with a 3% processing fee. Accounts of 100k and up are capped at $10,000 for each of the first two rewards. The fee comes back with your fourth reward. ## Good - No time limit on any evaluation - Weekend holding, EAs and copy trading allowed - Wide spread of models, including instant funding and futures - Fee refunded on the fourth reward ## Watch for - One-step models use a trailing maximum loss - News profits capped at 0.5% of the balance per cycle - 3% processing fee on every reward - Instant accounts carry a 15-20% consistency rule ## Challenges | Program | Steps | Account | Price | Profit targets | Daily loss | Max loss | Drawdown | Split | Min days | Payouts | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | Two Step Standard | 2-step | USD 5,000 | USD 28.8 | 8% / 5% | 5% | 8% | Static | 90% | 3 | 14 days | | Two Step Standard | 2-step | USD 50,000 | USD 239.2 | 8% / 5% | 5% | 8% | Static | 90% | 3 | 14 days | | Two Step Standard | 2-step | USD 100,000 | USD 375.2 | 8% / 5% | 5% | 8% | Static | 90% | 3 | 14 days | | Two Step Standard | 2-step | USD 200,000 | USD 757.6 | 8% / 5% | 5% | 8% | Static | 90% | 3 | 14 days | | One Step Standard | 1-step | USD 5,000 | USD 53.6 | 9% | 3% | 6% | Trailing | 90% | 3 | 14 days | | One Step Standard | 1-step | USD 100,000 | USD 421.6 | 9% | 3% | 6% | Trailing | 90% | 3 | 14 days | | Instant Funding Standard | Instant | USD 100,000 | USD 505.33 | None | 3% | 5% | End-of-day trailing | 90% | 5 | 14 days | | One Step Standard (Futures) | 1-step | USD 50,000 | USD 160 | 6% | 2% | 4% | End-of-day trailing | 90% | — | On demand | ## Trading rules - News trading: Restricted - Expert advisors / bots: Allowed - Copy trading: Allowed - Weekend holding: Allowed - Overnight holding: Allowed - Hedging: Allowed Not available in: AL, BY, CU, DZ, IR, KE, KP, MM, RU, SD, SN, SS, SY, VE, VN ## What traders say Checked 2026-10-06. - Trustpilot: no score (https://www.trustpilot.com/review/aquafunded.com) - Prop Firm Match: 4.4 / 5 from 296 reviews (https://propfirmmatch.com/prop-firms/aquafunded/reviews) - Forex Peace Army: no score (https://www.forexpeacearmy.com/forex-reviews/22299/aquafunded-review) - Reddit: no score (https://www.reddit.com/r/Forex/comments/1motjbl/aqua_funded_prop_firm_warning/) AquaFunded gets a sharply split verdict. It scores 4.4 on Prop Firm Match from about 300 verified traders, and many of them say payouts landed within a day. Trustpilot tells a different story: the page has around 1,400 reviews, but Trustpilot has hidden the star rating and posted a breach-of-guidelines notice after removing fake reviews, so there is no headline score to quote. Before that, review sites reported it at about 3.0. Forex Peace Army has a page with mostly negative write-ups. ### What traders like - **Fast payouts when approved.** Many Prop Firm Match reviewers say their reward arrived within 24 hours, and the firm advertises a payout guarantee with a penalty if it misses it. - **Low entry cost.** Traders like the cheap starter plans, including a $1 trial, and the reward points earned on purchases. - **Responsive support.** Live chat and email replies get regular praise. - **Rules that feel fair to those who read them.** Several reviewers and Reddit commenters say the conditions are clear if you go through the FAQ. ### Common complaints - **Payouts denied at the finish line.** The main pattern on Trustpilot and Forex Peace Army: traders say that once they qualified for a payout, it was refused or cut over copy trading, third-party trading, IP overlap or HFT, which they deny. - **Rules discovered late.** Some say key limits, such as allocation caps, drawdown type and news trading restrictions, only became clear after a breach or a payout request. One review site notes the rules page describes a fixed drawdown while most models trail. - **Doubts about review credibility.** Reddit threads and review sites point to the Trustpilot fake-review notice and treat the firm's own rating claims with caution. ### Recently - **July 2026:** several review sites reported that Trustpilot had hidden AquaFunded's rating and put up a warning over fake reviews. - **August to September 2026:** new Forex Peace Army reviews describe payouts rejected over copy trading and a reward-points account that tripped an allocation limit. ### Where this comes from - [Trustpilot](https://www.trustpilot.com/review/aquafunded.com): the firm's main review page, rating currently hidden. - [Prop Firm Match](https://propfirmmatch.com/prop-firms/aquafunded/reviews): verified-trader reviews. - [Forex Peace Army](https://www.forexpeacearmy.com/forex-reviews/22299/aquafunded-review): trader reviews, mostly payout disputes. - [Reddit](https://www.reddit.com/r/Forex/comments/1motjbl/aqua_funded_prop_firm_warning/): an r/Forex warning thread about hidden rules, with replies on both sides. - [The Industry Spread](https://theindustryspread.com/aqua-funded-review-trustpilot-warning-payouts-drawdown/): report on the Trustpilot notice. --- Information gathered from public sources (company websites, regulator registers, third-party review sites). Ratings are quoted from those sources and are not the opinion of Chartnaut.com. Not financial advice. Trading carries a high risk of loss. Questions or corrections: help@chartnaut.com. Methodology: https://trust.chartnaut.com/methodology