# Bitfunded

Crypto-only challenges on its own platform, with a payout day you set yourself.

Source page: https://trust.chartnaut.com/firms/bitfunded  
Website: https://www.bitfunded.com  
Founded: 2023  
Based in: United Arab Emirates  
Markets: Crypto  
Platforms: —  
Payout methods: Crypto

## Overview

Bitfunded is a crypto prop firm based in the United Arab Emirates and running since 2023. You trade more than 100 crypto pairs on its own web platform, with up to $150,000 in simulated capital. It suits discretionary crypto traders who are comfortable with low leverage and want to choose when they get paid.

### How the evaluation works

- **2 Steps:** 8% then 5%, with a 5% daily loss limit. The maximum loss is 10% in the first phase and 8% after that. Prices run from $79 for $5K to $799 for $100K.
- **1 Step:** a 10% target, a 4% daily limit and a 6% maximum loss, from $99 for $5K to $1,399 for $150K.
- **Instant:** no target, a 3% daily limit and a 6% maximum loss, in sizes from $2,500 ($129) to $10,000 ($449).

Every limit is a fixed share of the starting balance. The overall floor never moves, and the daily limit resets at midnight UTC+8. Floating losses count. There's no minimum day count or time limit, and you need to close every position before moving to the next stage.

### Rules worth knowing

- Leverage is 1:5 on every program.
- Bots, EAs, hedging, copy trading and running several profiles are all banned.
- Weekend and news trading are allowed.
- Only the 2-step fee is refunded, and only after three clean payouts.

### Getting paid

Challenge accounts pay 80%, instant accounts 60%. Instead of a fixed cycle you set your own profit split day anywhere from 2 to 60 days out, and you can change it up to three times a month. Each account can take up to two payouts per 30 days, dropping to one a month after ten payouts. Instant accounts pay once a month. Payouts go out in USDT on ERC-20, BEP-20 or TRC-20 and are processed within 24 hours of your split day.

## Good

- Static daily and overall loss limits
- No minimum days or time limit
- You choose your own payout day
- Over 100 crypto pairs

## Watch for

- Leverage capped at 1:5
- Bots, hedging and copy trading banned
- Instant accounts pay only 60%
- Fee refund only on the 2-step, after three payouts

## Challenges

| Program | Steps | Account | Price | Profit targets | Daily loss | Max loss | Drawdown | Split | Min days | Payouts |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 2 Steps | 2-step | USD 5,000 | USD 79 | 8% / 5% | 5% | 10% | Static | 80% | — | Self-set profit split day, 2 to 60 days |
| 2 Steps | 2-step | USD 50,000 | USD 399 | 8% / 5% | 5% | 10% | Static | 80% | — | Self-set profit split day, 2 to 60 days |
| 2 Steps | 2-step | USD 100,000 | USD 799 | 8% / 5% | 5% | 10% | Static | 80% | — | Self-set profit split day, 2 to 60 days |
| 1 Step | 1-step | USD 5,000 | USD 99 | 10% | 4% | 6% | Static | 80% | — | Self-set profit split day, 2 to 60 days |
| 1 Step | 1-step | USD 50,000 | USD 499 | 10% | 4% | 6% | Static | 80% | — | Self-set profit split day, 2 to 60 days |
| 1 Step | 1-step | USD 150,000 | USD 1,399 | 10% | 4% | 6% | Static | 80% | — | Self-set profit split day, 2 to 60 days |
| Instant | Instant | USD 2,500 | USD 129 | None | 3% | 6% | Static | 60% | — | Monthly |
| Instant | Instant | USD 10,000 | USD 449 | None | 3% | 6% | Static | 60% | — | Monthly |

## Trading rules

- News trading: Allowed
- Expert advisors / bots: Not allowed
- Copy trading: Not allowed
- Weekend holding: Allowed
- Overnight holding: not checked
- Hedging: Not allowed

## What traders say

Checked 2026-10-06.

- Trustpilot: 4.6 / 5 from 188 reviews (https://www.trustpilot.com/review/bitfunded.com)
- Forex Peace Army: no score (https://www.forexpeacearmy.com/forex-reviews/23369/bitfunded-review)
- Prop Firm Match: no score (https://propfirmmatch.com/unlisted-prop-firms/bitfunded)
- Reddit: no score (https://www.reddit.com/r/Trading/comments/1qxlp8h/which_crypto_prop_firms_are_legit/)

Bitfunded is a crypto-only prop firm with a small but mostly positive review record: 4.6 on Trustpilot from about 190 reviews. That pool is thin compared with the bigger firms, and Forex Peace Army has a page with no score. The praise is about support and quick USDT payouts. The criticism is less about whether payouts arrive and more about how much of a payout survives the firm's review.

### What traders like

- **Responsive support.** Support is the most praised thing in the reviews. Several reviewers describe it as fast and helpful, and one says it is the main reason they stayed.
- **Quick payouts.** Many positive reviews say withdrawals landed within about 24 hours of approval, in USDT.
- **Low entry cost and a clean dashboard.** Reviewers mention the cheap starting price and a dashboard that tracks targets and drawdown clearly.

### Common complaints

- **Payout deductions after review.** Several reviewers say the risk team cut a payout by 50% to 70%, citing trades without both stop loss and take profit, or margin use the trader disputes. They say these decisions are final and the replies read like a script.
- **Rules they did not see at purchase.** One Forex Peace Army reviewer says a rule was applied after the withdrawal request, and that an approved payout never reached their wallet.
- **Platform limits.** Some mention iOS issues, slowness at busy times, and the 5x leverage cap.
- **Extra checks on larger payouts.** One trader describes a video KYC interview before a later payout.

### Recently

- **July 2026:** a Forex Peace Army reviewer says a withdrawal marked as approved was never sent on chain.
- **July to September 2026:** named traders report payouts arriving, several within a day.
- **September 2026:** The Industry Spread says the terms give conflicting profit split figures (80% and 90%), and reports reviewers saying support asked them to remove or update negative reviews.

### Where this comes from

- [Trustpilot](https://www.trustpilot.com/review/bitfunded.com): the firm's main review page.
- [Forex Peace Army](https://www.forexpeacearmy.com/forex-reviews/23369/bitfunded-review): trader write-ups, including a payout dispute.
- [Prop Firm Match](https://propfirmmatch.com/unlisted-prop-firms/bitfunded): unlisted firm page with community reports.
- [Reddit thread](https://www.reddit.com/r/Trading/comments/1qxlp8h/which_crypto_prop_firms_are_legit/): crypto prop firm discussion that mentions Bitfunded.
- [The Industry Spread](https://theindustryspread.com/bitfunded-review-24-hours-4-days-14-days-payout/): article on payout terms and review handling.

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Information gathered from public sources (company websites, regulator registers, third-party review sites). Ratings are quoted from those sources and are not the opinion of Chartnaut.com. Not financial advice. Trading carries a high risk of loss. Questions or corrections: help@chartnaut.com. Methodology: https://trust.chartnaut.com/methodology