# FundedFirm

MT5 one- and two-step challenges where the payout schedule you pick sets your split.

Source page: https://trust.chartnaut.com/firms/fundedfirm  
Website: https://www.fundedfirm.com  
Founded: 2023  
Based in: Saint Lucia  
Markets: Forex, Indices, Commodities, Crypto  
Platforms: MetaTrader 5  
Payout methods: Bank transfer

## Overview

FundedFirm is a forex and CFD prop firm registered in Saint Lucia that runs everything on MT5. It sells one- and two-step challenges plus instant accounts. Its unusual feature is that you choose your payout schedule when you buy, and that choice sets your split. It suits manual traders who trade news or hold over the weekend and don't need EAs.

### How the evaluation works

- **1 Step:** a 10% target, a 3% daily loss and a 6% static drawdown from the starting balance. From $79 for $5K.
- **2 Step:** 8% then 5%, with a 5% daily loss and a 10% static drawdown. From $49 for $5K.
- **Instant:** no evaluation, with a 3% daily loss and a 5% trailing drawdown.

The daily loss is 3% of whichever is higher at the start of the day, balance or equity, and floating losses count. Each step needs at least 3 trading days. There's no time limit, but 30 days without a trade breaches the account.

### Rules worth knowing

News trading and weekend holding are both allowed with no restrictions. The traps are elsewhere. On the 1 Step, no single trade can lose more than 40% of your daily limit, which is $120 on a $10K account. Trades on the same symbol and direction within 3 minutes count as one. No trade can be more than 5x your smallest lot on that pair. Hedging, copy trading and EAs are all banned, and a profit that comes 80% or more from one trade can get reviewed.

### Getting paid

You pick the schedule at checkout: monthly payouts at up to 100%, every two weeks at 80% or weekly at 60%. You need at least 1% net profit to qualify. The fee comes back with your fourth reward.

## Good

- News trading and weekend holding allowed
- Up to 100% split on the monthly payout plan
- Fee refunded with the fourth reward

## Watch for

- MT5 only
- No EAs, copy trading or hedging
- Single trades capped at 40% of the daily loss limit on the 1 Step

## Challenges

| Program | Steps | Account | Price | Profit targets | Daily loss | Max loss | Drawdown | Split | Min days | Payouts |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 Step | 1-step | USD 5,000 | USD 79 | 10% | 3% | 6% | Static | 80% | 3 | 14 days |
| 1 Step | 1-step | USD 50,000 | USD 379 | 10% | 3% | 6% | Static | 80% | 3 | 14 days |
| 1 Step | 1-step | USD 100,000 | USD 649 | 10% | 3% | 6% | Static | 80% | 3 | 14 days |
| 2 Step | 2-step | USD 5,000 | USD 49 | 8% / 5% | 5% | 10% | Static | 80% | 3 | 14 days |
| 2 Step | 2-step | USD 50,000 | USD 299 | 8% / 5% | 5% | 10% | Static | 80% | 3 | 14 days |
| 2 Step | 2-step | USD 100,000 | USD 579 | 8% / 5% | 5% | 10% | Static | 80% | 3 | 14 days |
| Instant | Instant | USD 5,000 | USD 89 | None | 3% | 5% | Trailing | 80% | 5 | on demand |
| Instant | Instant | USD 100,000 | USD 699 | None | 3% | 5% | Trailing | 80% | 5 | on demand |

## Trading rules

- News trading: Allowed
- Expert advisors / bots: Not allowed
- Copy trading: Not allowed
- Weekend holding: Allowed
- Overnight holding: Allowed
- Hedging: Not allowed

Not available in: CU, IQ, IR, KP, MM, RU, SD, US

## What traders say

Checked 2026-10-06.

- Trustpilot: no score (https://www.trustpilot.com/review/fundedfirm.com)
- Forex Peace Army: no score (https://www.forexpeacearmy.com/forex-reviews/22781/funded-firm-review)
- Myfxbook: no score (https://www.myfxbook.com/reviews/prop-trading-firms/fundedfirm/3286157,1)
- Reddit: no score (https://www.reddit.com/search/?q=fundedfirm)

FundedFirm's reputation is weak on the sites where traders complain and strong where the praise is hard to verify. Review sites put its Trustpilot score very low, between about 1.6 and 2 out of 5, though we could not confirm the current figure from Trustpilot itself. Forex Peace Army reviews are negative. Myfxbook reviews and many Reddit comments are glowing, but much of that praise is short and similar in tone. In late 2024 the firm drew public scam allegations after it cut a claimed $95 million payout figure to $9.5 million.

### What traders like

- **Simple rules and MT5.** Myfxbook reviewers and Reddit commenters describe a clear evaluation, tight spreads and a clean dashboard.
- **Fast payouts.** Several say they were paid within a day, some more than once.
- **Instant accounts.** A few Reddit users say its instant-funded accounts are more tradable than others they tried.

### Common complaints

- **Payouts rejected at the last step.** Several Trustpilot reviewers say payouts were refused once requested, over bot trading or lot-size rules they say were never flagged while they traded.
- **The base lot rule.** Some reviewers say they could not find out how it is calculated and were breached for it only during the payout review.
- **Disputed breaches.** Forex Peace Army reviewers report accounts disabled for exceeding loss limits after hitting the profit target, and stops hit by a price spike they could not see on other feeds.
- **Support going quiet.** Several say tickets went unanswered for two weeks or more during a dispute.
- **Influencer marketing.** A few reviewers say they joined on an influencer's recommendation and feel the promoters were paid to push the firm.

### Recently

- **July 2026:** one review site says the latest Trustpilot review was posted on 11 July, with an overall score of 1.6.
- **Late August to September 2026:** new Forex Peace Army reviews describe a disabled account and unanswered support tickets.

### Where this comes from

- [Trustpilot](https://www.trustpilot.com/review/fundedfirm.com): the firm's main review page.
- [Forex Peace Army](https://www.forexpeacearmy.com/forex-reviews/22781/funded-firm-review): trader reviews, mostly disputes.
- [Myfxbook](https://www.myfxbook.com/reviews/prop-trading-firms/fundedfirm/3286157,1): trader reviews, mostly positive.
- [Reddit search](https://www.reddit.com/search/?q=fundedfirm): comments in r/Daytrading, r/Trading, r/PropFirmTester and r/Forex.
- [Finance Magnates](https://www.financemagnates.com/forex/this-prop-firms-85m-vanished-overnight-amid-allegations-of-a-potential-scam-and-cloning/): report on the payout-figure controversy.
- [Traders Union](https://tradersunion.com/reviews/fundedfirm-com/): review site quoting the Trustpilot score.

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Information gathered from public sources (company websites, regulator registers, third-party review sites). Ratings are quoted from those sources and are not the opinion of Chartnaut.com. Not financial advice. Trading carries a high risk of loss. Questions or corrections: help@chartnaut.com. Methodology: https://trust.chartnaut.com/methodology