# FXIFY

Broker-backed evaluations in one, two or three phases, with on-demand first payouts.

Source page: https://trust.chartnaut.com/firms/fxify  
Website: https://fxify.com  
Founded: —  
Based in: London, United Kingdom  
Markets: Forex, Indices, Commodities, Crypto, Stocks  
Platforms: MetaTrader 4, MetaTrader 5, DXtrade, TradingView  
Payout methods: Crypto, Rise

## Overview

FXIFY is a UK-registered firm that's part of the FXPIG broker group. It sells forex, metals, indices, stocks and crypto evaluations on MT4, MT5, DXtrade and TradingView, with accounts up to $400K. It suits traders who want to choose their drawdown style.

### How the evaluation works

- **One Phase:** a 10% target, 3% daily limit and a 6% drawdown that trails your closed balance until you're 6% up, then locks.
- **Two Phase Standard:** 10% then 5%, with a 4% daily and 10% trailing limit that locks once you're 10% up.
- **Two Phase Classic:** 5% then 10%, with a 4% daily and 10% static limit, and a 25% consistency rule once funded.
- **Two Phase Pro:** 4% then 8%, with a 4% daily and 8% static limit.
- **Three Phase:** 5% in each phase, with a 5% daily and 5% static limit.
- **Instant Funding:** no evaluation, with an 8% daily limit and an 8% drawdown that trails your high-water mark.

### Rules worth knowing

On the phase plans you can trade news, hold over weekends and run EAs once support has reviewed them. Instant accounts ban EAs, bots and copiers, close positions before the weekend, and don't count profit from trades within 5 minutes of high-impact news. Leverage is 1:30, or 1:50 with an add-on.

### Getting paid

On One Phase, Two Phase Standard and Three Phase, the first payout is on demand after a profitable funded trade, then monthly or every 14 days with an add-on. The fee comes back then too. Classic pays 80% every 14 days or 100% monthly; Pro pays 80% every 10 days, with a $4,000 daily profit cap. Instant accounts first pay 14 days after your first trade. Payouts go through Rise, with crypto as a fallback.

## Good

- Six evaluation styles, from one to three phases
- First payout on demand on most evaluations
- Fee refunded with the first payout on 1, 2 and 3 Phase plans
- Accounts up to $400K

## Watch for

- One Phase and Two Phase Standard use a trailing drawdown
- Default 1:30 leverage, 1:50 costs extra
- Instant accounts ban EAs, copiers and weekend holding
- Long restricted-country list

## Challenges

| Program | Steps | Account | Price | Profit targets | Daily loss | Max loss | Drawdown | Split | Min days | Payouts |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| One Phase | 1-step | USD 5,000 | USD 59 | 10% | 3% | 6% | Trailing | — | — | 30 days |
| One Phase | 1-step | USD 100,000 | USD 549 | 10% | 3% | 6% | Trailing | — | — | 30 days |
| One Phase | 1-step | USD 400,000 | USD 2,950 | 10% | 3% | 6% | Trailing | — | — | 30 days |
| Two Phase Standard | 2-step | USD 100,000 | USD 549 | 10% / 5% | 4% | 10% | Trailing | — | — | 30 days |
| Two Phase Classic | 2-step | USD 100,000 | USD 549 | 5% / 10% | 4% | 10% | Static | 80% | — | 14 days |
| Two Phase Pro | 2-step | USD 100,000 | USD 599 | 4% / 8% | 4% | 8% | Static | 80% | — | 10 days |
| Three Phase | 3-step | USD 100,000 | USD 399 | 5% / 5% / 5% | 5% | 5% | Static | — | — | 30 days |
| Instant Funding | Instant | USD 10,000 | USD 449 | None | 8% | 8% | Trailing | 80% | — | 14 days |

## Trading rules

- News trading: Restricted
- Expert advisors / bots: Restricted
- Copy trading: not checked
- Weekend holding: Restricted
- Overnight holding: Allowed
- Hedging: not checked

Not available in: AF, BI, BY, CD, CF, CG, CI, CU, DZ, ER, GH, GN, GW, HT, IQ, IR, KE, KP, LR, LY, MM, NI, PG, PS, RU, SD, SO, SS, SY, VE, VN, VU, YE, ZW

## What traders say

Checked 2026-10-06.

- Trustpilot: 4.3 / 5 from 6,250 reviews (https://www.trustpilot.com/review/fxify.com)
- Prop Firm Match: 3.9 / 5 from 116 reviews (https://propfirmmatch.com/prop-firms/fxify/reviews)
- Forex Peace Army: no score (https://www.forexpeacearmy.com/forex-reviews/21143/fxify-review)
- Reddit: no score (https://www.reddit.com/search/?q=fxify)

FXIFY is rated 4.3 on Trustpilot from about 6,250 reviews and 3.9 on Prop Firm Match from 116 verified traders. Most reviewers say support is helpful and that they got paid, though often more slowly than they hoped. The low reviews focus on payouts: delays, payment processor setup, and payouts refused over alleged prohibited strategies.

### What traders like

- **Support.** Many Trustpilot reviewers praise named support agents for patient, quick help, and Prop Firm Match reviewers say the same.
- **Payouts that arrive.** Plenty of traders report first and repeat payouts, including some on instant funding accounts within a day or two.
- **Flexible rules.** Reviewers like the lack of time limits, the return of static drawdown accounts, and permission to trade news, hold over weekends and use EAs.
- **Range of programs.** Some long-time users say FXIFY stays in their top three as competitors tighten their rules.

### Common complaints

- **Slow first payouts.** Several traders say the first payout took one to two weeks or more, partly because of the Rise payment onboarding, and that dates kept moving.
- **Payouts refused.** Some reviewers on Trustpilot and Forex Peace Army say payouts were denied or accounts closed over latency arbitrage, consistency, VPN or IP checks, and that no proof was given.
- **Communication during delays.** A few long-standing customers say updates were vague while a payout was pending.
- **Fees and spreads.** Some mention processing fees on withdrawals and wider spreads than expected.

### Recently

- **July to August 2026:** Trustpilot reviews from this period include complaints about payout delays and a withdrawal fee charged on a payout that a reviewer says never arrived. One long-time user wrote in August that a delayed payout was eventually resolved.
- **August 2026:** new Forex Peace Army posts describe accounts blocked after small withdrawal requests. The Trustpilot score quoted by review sites has stayed at 4.3.

### Where this comes from

- [Trustpilot](https://www.trustpilot.com/review/fxify.com): the firm's main review page and the largest pool of reviews.
- [Prop Firm Match](https://propfirmmatch.com/prop-firms/fxify/reviews): verified trader reviews with firm replies.
- [Forex Peace Army](https://www.forexpeacearmy.com/forex-reviews/21143/fxify-review): trader write-ups, mostly payout disputes.
- [Reddit search](https://www.reddit.com/search/?q=fxify): threads in r/Forex, r/Daytrading and r/PropfirmsForum.

---

Information gathered from public sources (company websites, regulator registers, third-party review sites). Ratings are quoted from those sources and are not the opinion of Chartnaut.com. Not financial advice. Trading carries a high risk of loss. Questions or corrections: help@chartnaut.com. Methodology: https://trust.chartnaut.com/methodology