# Lark Funding

Canadian CFD firm with 1-Step, 1-Step Max, 3-Step and instant accounts, and no news rules.

Source page: https://trust.chartnaut.com/firms/lark-funding  
Website: https://larkfunding.com  
Founded: 2022  
Based in: Quebec, Canada  
Markets: Forex, Indices, Commodities, Crypto, Stocks  
Platforms: cTrader, DXtrade, Match-Trader  
Payout methods: Rise

## Overview

Lark Funding is a Canadian firm, operating since 2022, that sells simulated accounts for forex, indices, commodities, stocks and crypto CFDs on DXtrade, cTrader or Match-Trader. Every evaluation uses a static drawdown, with no minimum trading days and no deadline. It suits traders who want a cheap way in and don't need to hold over the weekend.

### How the evaluation works

- **1-Step:** one 10% target, a 5% daily loss limit and a 7% maximum loss fixed to the starting balance. Sizes run from $10K to $200K.
- **1-Step Max:** a 12% target with a 12% static floor and 5% daily limit, but no single trade setup may risk more than 1%. Three free restarts are included.
- **3-Step:** 5%, then 4%, then 3%, with a 5% static floor and no daily limit. It's the cheapest route, from $105 for $10K.
- **Instant:** no evaluation, a 5% daily limit and an 8% drawdown that trails your highest equity until you're 8% up.

### Rules worth knowing

News trading is allowed, but Lark bans "all-or-nothing" sizing and caps gains at $10,000 per day or per trade. Trades without a stop loss get closed automatically. Positions are shut at 3:45 PM EST on Fridays unless you bought the weekend add-on, which costs 10% of the fee. EAs are tolerated, though HFT and arbitrage bots are banned. You can copy trades into one evaluation, and into several accounts once funded. Fees aren't refundable.

### Getting paid

Evaluation accounts pay 80% every 14 days, with 90% and weekly payouts sold as add-ons. Instant accounts pay 90%, with the first payout on demand and then every 30 days. All payouts go through Rise, with a $100 minimum and a $40 flat fee.

## Good

- No minimum trading days and no time limit on any plan
- No consistency rule and no news restrictions
- Static drawdown on every evaluation
- 3-Step starts at $105 for a $10K account

## Watch for

- Weekend holding is a paid add-on
- Fees are not refundable
- Payouts only through Rise, with a $40 fee

## Challenges

| Program | Steps | Account | Price | Profit targets | Daily loss | Max loss | Drawdown | Split | Min days | Payouts |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1-Step Evaluation | 1-step | USD 10,000 | USD 200 | 10% | 5% | 7% | Static | 80% | 0 | 14 days |
| 1-Step Evaluation | 1-step | USD 100,000 | USD 800 | 10% | 5% | 7% | Static | 80% | 0 | 14 days |
| 1-Step Evaluation | 1-step | USD 200,000 | USD 1,500 | 10% | 5% | 7% | Static | 80% | 0 | 14 days |
| 1-Step Max | 1-step | USD 10,000 | USD 99 | 12% | 5% | 12% | Static | 80% | 0 | 14 days |
| 1-Step Max | 1-step | USD 100,000 | USD 599 | 12% | 5% | 12% | Static | 80% | 0 | 14 days |
| 3-Step Evaluation | 3-step | USD 10,000 | USD 105 | 5% / 4% / 3% | — | 5% | Static | 80% | 0 | 14 days |
| 3-Step Evaluation | 3-step | USD 100,000 | USD 370 | 5% / 4% / 3% | — | 5% | Static | 80% | 0 | 14 days |
| Instant Simulated Funding | Instant | USD 10,000 | USD 400 | None | 5% | 8% | Trailing | 90% | 0 | 30 days |

## Trading rules

- News trading: Allowed
- Expert advisors / bots: Restricted
- Copy trading: Restricted
- Weekend holding: Restricted
- Overnight holding: Allowed
- Hedging: Allowed

Not available in: BY, IR, KP, MM, RU

## What traders say

Checked 2026-10-06.

- Trustpilot: 4 / 5 from 519 reviews (https://www.trustpilot.com/review/larkfunding.com)
- Prop Firm Match: 4.5 / 5 from 90 reviews (https://propfirmmatch.com/prop-firms/lark-funding/reviews)
- TheTrustedProp: 9.1 / 10 from 4 reviews (https://thetrustedprop.com/prop-firms/lark-funding)
- Forex Peace Army: no score (https://www.forexpeacearmy.com/forex-reviews/21759/lark-funding-review)
- Reddit: no score (https://www.reddit.com/r/PropfirmsForum/comments/1onxqq6/is_lark_funding_legit_reviews/)

Lark Funding, a Canadian firm running since 2022, has a solid reputation among the traders who review it. It holds a 4-star rating on Trustpilot from about 520 reviews and 4.5 on Prop Firm Match from about 90. TheTrustedProp has four user reviews averaging 9.1 out of 10. A Forex Peace Army page exists but the bundle shows no score for it, and Reddit discussion is thin.

### What traders like

- **Fast payouts.** Many reviewers on Trustpilot and Prop Firm Match say payouts landed quickly, some within hours, and several mention it was their first payout from any prop firm.
- **Clear rules.** Traders often say the rules are simple and published up front, with no consistency rule, no time limits and no news restrictions.
- **Support and the founder's presence.** Support gets steady praise for fast, friendly answers, and reviewers note that the CEO is active with the community.
- **Platforms.** A few say Match-Trader worked better than they expected, though some still want MetaTrader.

### Common complaints

- **Flagged accounts.** Some reviewers say accounts were flagged for multiple-account or copy-trading rules they believe they did not break, for example over a shared network.
- **Slow dispute handling.** A few long-time customers say support gave only general replies once a problem came up, sometimes for months.
- **Price rises.** Reviewers note that the Lark 3.0 overhaul raised challenge prices and dropped the 2-step option.
- **Execution.** A handful mention price delays or slippage on the platform.

### Recently

- **August 2026:** reviews of the Lark 3.0 changes focus on higher prices and the removal of the 2-step challenge, while praising payout speed.
- **September to October 2026:** a Trustpilot reviewer with past payouts says a support issue opened in May was still unresolved, and another disputes a multiple-account flag on a competition entry. The Trustpilot count now shows about 520 reviews, down from 580 in late 2025.

### Where this comes from

- [Trustpilot](https://www.trustpilot.com/review/larkfunding.com): the main review page.
- [Prop Firm Match](https://propfirmmatch.com/prop-firms/lark-funding/reviews): verified trader reviews.
- [TheTrustedProp](https://thetrustedprop.com/prop-firms/lark-funding): a few user reviews.
- [Forex Peace Army](https://www.forexpeacearmy.com/forex-reviews/21759/lark-funding-review): review page.
- [Reddit](https://www.reddit.com/r/PropfirmsForum/comments/1onxqq6/is_lark_funding_legit_reviews/): a thread asking whether the firm is legit.

---

Information gathered from public sources (company websites, regulator registers, third-party review sites). Ratings are quoted from those sources and are not the opinion of Chartnaut.com. Not financial advice. Trading carries a high risk of loss. Questions or corrections: help@chartnaut.com. Methodology: https://trust.chartnaut.com/methodology