Overview
FXIFY is a UK-registered firm that's part of the FXPIG broker group. It sells forex, metals, indices, stocks and crypto evaluations on MT4, MT5, DXtrade and TradingView, with accounts up to $400K. It suits traders who want to choose their drawdown style.
How the evaluation works
One Phase: a 10% target, 3% daily limit and a 6% drawdown that trails your closed balance until you're 6% up, then locks.
Two Phase Standard: 10% then 5%, with a 4% daily and 10% trailing limit that locks once you're 10% up.
Two Phase Classic: 5% then 10%, with a 4% daily and 10% static limit, and a 25% consistency rule once funded.
Two Phase Pro: 4% then 8%, with a 4% daily and 8% static limit.
Three Phase: 5% in each phase, with a 5% daily and 5% static limit.
Instant Funding: no evaluation, with an 8% daily limit and an 8% drawdown that trails your high-water mark.
Rules worth knowing
On the phase plans you can trade news, hold over weekends and run EAs once support has reviewed them. Instant accounts ban EAs, bots and copiers, close positions before the weekend, and don't count profit from trades within 5 minutes of high-impact news. Leverage is 1:30, or 1:50 with an add-on.
Getting paid
On One Phase, Two Phase Standard and Three Phase, the first payout is on demand after a profitable funded trade, then monthly or every 14 days with an add-on. The fee comes back then too. Classic pays 80% every 14 days or 100% monthly; Pro pays 80% every 10 days, with a $4,000 daily profit cap. Instant accounts first pay 14 days after your first trade. Payouts go through Rise, with crypto as a fallback.
At a glance
- Platforms
- MetaTrader 4, MetaTrader 5, DXtrade, TradingView
- Payouts
- Crypto, Rise
- Based in
- London, United Kingdom
Good
- Six evaluation styles, from one to three phases
- First payout on demand on most evaluations
- Fee refunded with the first payout on 1, 2 and 3 Phase plans
- Accounts up to $400K
Watch for
- One Phase and Two Phase Standard use a trailing drawdown
- Default 1:30 leverage, 1:50 costs extra
- Instant accounts ban EAs, copiers and weekend holding
- Long restricted-country list
Challenges
Every account FXIFY sells. Sort by any column.
| Program | Drawdown | Payouts | |||||||
|---|---|---|---|---|---|---|---|---|---|
| One Phase1-step | $5K | $59refundable | 10% | 3% | 6% | Trailing | — | None | 30 days |
| One Phase1-step | $100K | $549refundable | 10% | 3% | 6% | Trailing | — | None | 30 days |
| One Phase1-step | $400K | $2,950refundable | 10% | 3% | 6% | Trailing | — | None | 30 days |
| Two Phase Standard2-step | $100K | $549refundable | 10% / 5% | 4% | 10% | Trailing | — | None | 30 days |
| Two Phase Classic2-step | $100K | $549 | 5% / 10% | 4% | 10% | Static | 80% | None | 14 days |
| Two Phase Pro2-step | $100K | $599 | 4% / 8% | 4% | 8% | Static | 80% | None | 10 days |
| Three Phase3-step | $100K | $399refundable | 5% / 5% / 5% | 5% | 5% | Static | — | None | 30 days |
| Instant FundingInstant | $10K | $449 | None | 8% | 8% | Trailing | 80% | None | 14 days |
Trading rules
What the funded account lets you do. Restricted means allowed with conditions; check the firm's terms.
Not available to residents of AF, BI, BY, CD, CF, CG, CI, CU, DZ, ER, GH, GN, GW, HT, IQ, IR, KE, KP, LR, LY, MM, NI, PG, PS, RU, SD, SO, SS, SY, VE, VN, VU, YE, ZW.
Payouts
How you get paid
- Methods
- Crypto, Rise
- Frequency
- 30 days · 14 days · 10 days
- First payout
- after 14 days
Profit split by program
- One Phase
- —
- Two Phase Standard
- —
- Two Phase Classic
- up to 80%
- Two Phase Pro
- up to 80%
- Three Phase
- —
- Instant Funding
- up to 80%
What traders say
Scores from the sites traders use, and our summary of what they're saying, checked 6 October 2026.
FXIFY is rated 4.3 on Trustpilot from about 6,250 reviews and 3.9 on Prop Firm Match from 116 verified traders. Most reviewers say support is helpful and that they got paid, though often more slowly than they hoped. The low reviews focus on payouts: delays, payment processor setup, and payouts refused over alleged prohibited strategies.
What traders like
Support. Many Trustpilot reviewers praise named support agents for patient, quick help, and Prop Firm Match reviewers say the same.
Payouts that arrive. Plenty of traders report first and repeat payouts, including some on instant funding accounts within a day or two.
Flexible rules. Reviewers like the lack of time limits, the return of static drawdown accounts, and permission to trade news, hold over weekends and use EAs.
Range of programs. Some long-time users say FXIFY stays in their top three as competitors tighten their rules.
Common complaints
Slow first payouts. Several traders say the first payout took one to two weeks or more, partly because of the Rise payment onboarding, and that dates kept moving.
Payouts refused. Some reviewers on Trustpilot and Forex Peace Army say payouts were denied or accounts closed over latency arbitrage, consistency, VPN or IP checks, and that no proof was given.
Communication during delays. A few long-standing customers say updates were vague while a payout was pending.
Fees and spreads. Some mention processing fees on withdrawals and wider spreads than expected.
Recently
July to August 2026: Trustpilot reviews from this period include complaints about payout delays and a withdrawal fee charged on a payout that a reviewer says never arrived. One long-time user wrote in August that a delayed payout was eventually resolved.
August 2026: new Forex Peace Army posts describe accounts blocked after small withdrawal requests. The Trustpilot score quoted by review sites has stayed at 4.3.
Where this comes from
Trustpilot: the firm's main review page and the largest pool of reviews.
Prop Firm Match: verified trader reviews with firm replies.
Forex Peace Army: trader write-ups, mostly payout disputes.
Reddit search: threads in r/Forex, r/Daytrading and r/PropfirmsForum.
Verified reviews
Reviews from traders who've connected an account at FXIFY to Chartnaut, so you know they actually traded there. Opening soon.
